Invest Equity

Investing in Stocks is a popular way of owning a “share” of profits in your favourite listed companies. Investors can generate long term wealth through Dividends and growth in stock price. With a wide array of stocks to choose from, investing in the right ones can help you achieve financial freedom.

With JM Financial Services Limited investing in stocks is simple and efficient with access to real time market data, high quality research, powerful investing tools and personalised service.

You can choose to:

Invest Long Term and pay full buy value and get shares in your Demat account
Invest Systematically with Equity SIP in any market condition
Invest and Sell with our Intraday product and make most of daily market opportunities

Why Invest in Stocks?

Potential for better returns than traditional avenues
Income through Dividends from company profits
Higher Liquidity to sell anytime and get cash into your account
Get a share in the profits of the companies you invest in
Long-term Wealth Creation

Invest Margin Trading Facility

Margin Trading Facility (MTF) is an exchange approved facility, which eliminates the problem of insufficient funding when you place a delivery trade. With MTF you can increase your investing capacity and never miss out on exciting market opportunities. For instance, you can place a trade in the delivery segment with a margin requirement as low as 20% and the balance being funded by the broker.

How Is Margin Trading Facility Helpful?

Enhances buying power by 4 times
Buy stocks with a small (margin) amount
Go cashless using your stocks instead of cash as margin
Never miss out on market opportunities
Increase your returns as a result of increased buying potential
Potential profit from short term price movements

How to Buy Stocks in Margin Trading Facility?

Select the Stock & Enter the Quantity. The amount of margin available will automatically reflect on your screen. Check the list of stocks available in Margin Trading Facility
Pledge the Stocks before order placement. It will be driven through the pledge process as defined by the Central Depository Services (India) Limited (CDSL)
Place the buy order in one click and complete your purchase

How to Pledge?

You will receive a link from NSDL/CDSL after 6pm on “T” day
Open the link and submit your PAN number
Select the stocks you wish to pledge and click on Submit
Generate and enter OTP to confirm pledge
Pledge confirmation done
You can check the status of your pledge request on the Open Positions page. Pledge will be created onT+1 day for stocks bought through Margin Trading Facility (MTF)

Invest Mutual Funds

A Mutual Fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in Equities, Bonds, Money market instruments and/or other securities. The income / gains generated from this collective investment is distributed proportionately amongst the investors after deducting applicable expenses and levies. Investors own units of the mutual fund against their investments, and the value of these units fluctuate with the performance of the underlying assets.

How does Investing in Mutual Funds Help You

Start Small & Grow: Start investing in Mutual Funds with as low as ₹500
Diversification: Investment across sectors to diversify your portfolio
Liquidity: Ease of withdrawing the invested amount at short notice
Well Regulated: Regulated by SEBI to protect investor interests
Tax Benefits: Invest in Tax saving ELSS schemes to save up to ₹46,800 on taxes
Long Term Wealth creation: Leverage the power of compounding and multiply your capital
Managed by experienced fund managers: Handled by SEBI registered fund managers

There’s A Mutual Fund For Every Kind Of Investor

Equity Funds: Suitable for investors who seek higher returns over a longer duration
Debt Funds: Suitable for investors who seek stable returns in a shorter time duration
Hybrid: Suitable for investors seek a balanced approach for medium to long duration
Tax Saving: ELSS funds with tax benefits up to Rs. 46,800 along with wealth creation

How To Choose a Mutual Fund?

Credentials and track record of the Fund, the Fund house and Fund management team
Process and risk management of the Fund house
Risk adjusted performance of the scheme versus benchmark and peer group
Investment style and portfolio quality of the scheme
Investor friendly experience in terms of operational efficiency and service
Transparency and frequency of investor communication

Ways to Invest in Mutual Funds

There are two modes of investment in Mutual Funds - Systematic Investment Plans (SIP) and Lumpsum
SIP (Systematic Investment Plan): In this mode you make regular investments in a Mutual Fund scheme at predefined intervals, typically monthly. SIPs enable you to spread your investments over time, reducing the impact of market volatility. For example, you invest ₹10,000 every month to achieve an investment goal of ₹12,00,000 over 10 years.
Lumpsum: The Lumpsum mode requires a one-time investment in a Mutual Fund scheme. It is often considered riskier owing to market fluctuations.
Both SIP and lumpsum investments have their advantages and disadvantages, so your choice should align with your financial objectives, risk tolerance, and investment horizon.

Invest Insurance

Life can be full of uncertainties that could lead to personal loss and injury, damage to property or theft. With Insurance one can safeguard against such risks and protect themselves and their loved ones.

What are the benefits of Insurance?

Protection for your loved ones from life's uncertainties
Safeguarding of your money in case of emergencies
Safety of property against any financial losses
Tax advantages as per Section 80C of ITA
Financial support in the event of loss of life or property

Key Types Of Insurance

Life Insurance: A Life Insurance policy is essential for everyone as it helps manage risks in case of an unfortunate event. The pay-out from life insurance acts as a financial cushion for your family. In your absence it ensures that life goals are continued to be met.
Health Insurance: Medical treatment now-a-days is pretty expensive and can cause a serious dent in your savings. However, with adequate Health Insurance, managing expenses incurred after a health emergency or any accident can be easier.
General Insurance: General Insurance helps in safeguarding your cherished possessions like your house, car or vehicle. In case your possessions get lost, stolen or damaged, you can avail monetary compensation to offset the loss.

Invest Exchange Traded Funds

Investors new to stock selection can diversify their investments into stocks, bonds, gold with Exchange Traded Funds. ETFs are traded on exchanges and their value is based on the value of its underlying stocks. It insulates investors from short-term market fluctuations.

We can consider an ETF as a basket that holds several securities that tracks one or more underlying assets. By nature, it is close to mutual funds, but listed with the exchanges and traded in the market like stocks. It is an index fund that follows a benchmark index irrespective of market movement.

An ETF is like a portfolio, containing different types of investments – stocks, commodities, bonds, and more, to create a well-balanced basket.

ETF funds are highly liquid, and prices of these funds move with the market trends. This allows investors to buy or sell them any time during trading hours.

ETF funds were introduced in India in 2001. The first ETF was NIFTY BEES.

Advantages of Exchange Traded Funds

Diversification: Diversify across a variety of sectors, industries or countries reducing risk
Easy Access: Easy access to a pool of securities in just a single transaction
Cost effective: Cost effective with no load fees and low managing fees
Transparent: Transparent with daily report of portfolio and underlying stock details

Types of Exchange Traded Funds

Gold ETFs: Representing physical gold, which can be bought or sold with ease like stocks
Index: Get returns that mirror the Index of your choice - Nifty, CPSE, Bank Nifty, CNX 100 etc
Global Indices: Like Nasdaq 100 and Hang Seng with ETFs linked to these indices
Bonds / Debt: Aim for stable returns with ETFs linked to debt funds

Invest Derivatives

A derivative is a formal financial contract allowing an investor to buy or sell an asset for future periods. A fixed, predetermined expiry date is set for every derivative contract. Derivatives derive their value from an underlying asset, such as stocks, indices, commodities, currencies, and so on. These financial instruments help you make profits by betting on the future value of the underlying asset. Trading derivatives on the stock market works better than buying the underlying asset since gains can be significantly higher.

There are two types of derivative contracts: futures and options.

Futures: Futures is an agreement to buy or sell a stock or index at a specific price and date

Options: As the name suggests is an option to buy or sell a stock or an index at a specific price and date which is bought by paying a 'premium'

Futures and Options can provide significant leverage and are popular with experienced traders, seeking higher returns on capital with limited risks

Why trade in Futures & Options?

Gain higher exposure with less capital
Brokerage for delivery positions is much lesser than on Equity
Profit significantly from market price fluctuations
Higher returns on capital through leverage
Multiple trading opportunities
Option contracts limit your losses to the extent of premium

Types Of Derivative Products

Margin Futures: Trade in Futures on selected Stocks & Indices with lesser capital as compared to cash
Intraday Futures: Flexibility of taking intraday positions in Futures at 50% lesser margin as compared to normal futures
Cover Order Futures: Higher leverage than intraday orders. Place your stop loss orders against your futures position
Margin Options: Hedge your positions or take a bet on future price of a stock by buying or selling options with our Margin orders
Cover Order Options: Get higher leverage than normal option orders by placing your stop loss orders against your options position

Invest Commodities

Commodity Trading involves buying and selling of commodities like Gold, Silver, Crude, Natural Gas, etc. by traders who are looking to benefit from the price fluctuations caused by demand and supply and diversify their portfolio.

Types of Commodities

Agri-Commodities: Invest in the India’s robust agricultural sector
Energy: Invest in Crude oil, the world's most valuable commodity
Oil and Oil Seed: Choose Vegetable oils, where India ranks top 5, globally
Base Metals: Invest in popular materials like Zinc, Aluminium, Copper etc.
Bullion: Benefit from price movements of Gold & Silver

Why Trade In Commodities?

Diversified Investment Portfolio owing to low co-relation to stock market
Cushioning against market fluctuations as commodities prices often rise during market fluctuations and hence is profitable
Trading on Lower Margin can allow investors to invest and take larger positions at a lesser capital
Transparent and highly regulated, reducing risk of manipulatio

Types Of Commodity Products

Commodity Futures: Hedge your positions or take leveraged bets on Commodities
Commodity Intraday Futures: Take thrice the exposure as compared to the Futures margin
Commodity Margin Futures: Trade in Futures on commodities with lesser capital
Commodity Options: A derivative contract to buy or sell a Commodity on future date by paying some premium
Commodity Margin Options: Hedge your positions or take a bet on future price of a Commodity by buying or selling options

Invest Alternative Investment Funds (AIFs)

Alternate Investment Funds, as the name suggests, offers an alternate to traditional investment avenues such as Direct Equity, Mutual Funds and Bonds to High and Ultra High Net Worth Investors who seek exclusive investment opportunities for better returns.

AIFs are regulated by SEBI (Alternative Investment Funds) Regulations of 2012 and are usually structured as corporations, Limited Liability Partnerships (LLPs), trusts, etc. AIFs combine the operational ease of Mutual Funds with flexibility similar to that of PMS to deliver higher returns through well-defined investment strategies.

AIFs typically target alternative asset classes like Venture Capital, Private Equity, Hedge Funds, Infrastructure Funds etc.

Categories of Alternative Investment Funds (AIFs)

Category-I: Which invests in start-ups or early stage ventures, social ventures, SMEs, Infrastructure or other sectors considered socially or economically important.
Category-II: Which include Private Equity Funds and Debt Funds. Private Equity and Debt offers investment in diversified portfolios managed by experienced fund managers in line with well-defined investment strategies.
Category-III: These include Hedge Funds which are aggressively managed and use several strategies such as leveraged, long, short and derivative positions in both domestic and international markets.

Key types of AIFs

Equity & Private Equity AIFs that invest in listed and unlisted equity shares of companies across all growth stages
Multi Factor AIF that invest in top 20-30 stocks picked through Factor Analysis
Distressed Asset AIFs that are high return fixed income opportunities through Debt Financing for distressed companies
Real Estate AIFs that are early stage real-estate investment opportunities with renowned builders

Why invest in Alternative Investment Funds (AIFs)

Diversification: Diversification in assets not correlated to traditional investments
Attractive Returns: Can offer higher returns than traditional investments
Unique Opportunities: Unique opportunities in non - traditional investments eg: Real Estate, Hedge Funds & Private Equity
Inflation Hedge: Certain classes like Real Estate and Commodities, can act as a hedge against inflation

Invest IPOs & FPOs

A privately held business can raise capital from the general public and in turn allocates shares of their company to them. These shares are then traded for the first time in the stock market through a process called an Initial Public Offering (IPO). Once listed, subsequent equity public offerings are extended through the Follow-On Public Offering (FPOs).

JM Financial Services Ltd. facilitates the participation of its clients in various Equity Public Offerings (IPOs and FPOs) through our network of distributors and owned branches as well as on our digital platforms. Our teams provide comprehensive research and insight to the company’s prospects and performance to assist our clients in taking an informed decision.

Who can invest in an IPO?

Holding a PAN Card - PAN Card issued by the Income Tax Department of India can invest in an IPO
Holding a valid Demat account - Investors need to hold a valid Demat account
Active trading account - Investors interested in selling the IPO stocks on listings, need an active trading account

Categories of Investors

Retail Individual Investors (RII)
Non-Institutional Investors (NII), High Net-worth Individuals (HNI)
Qualified Institutional Bidders (QIB)

5 Tips to invest in an IPO

Check for the performance of the company
Pick a company that has strong brokers
Check the background of the promoters
Carefully read the prospectus of the company’s IPO
Always wait for the lock-in period

Invest US Stock Market

Invest in US stocks and ETFs via our partner Stockal, a leading US Securities and Exchange Commission Registered Investment Advisor.

Have the most desirable companies in the world in your portfolio - Think Google, Facebook, Apple, Amazon, Tesla.

You can invest directly in your favourite US stocks or explore ‘Stacks’ which are prebuilt, thematic portfolios that can get you started easily.

How Does Investing In US Stocks Help

Internationally Diversified Portfolio: - Opportunity to build a portfolio in the world’s largest stock market
Invest in the Biggest Firms: - Invest in legendary firms like Google, Amazon, Microsoft and Netflix
Fractional Investing: - Buy even one share of a high priced stock
Hedge against any currency depreciation: - Benefit from the Rupee to USD exchange rate

Stacks

For added convenience we have built pre-configured baskets of Stocks & ETFs, curated by experienced, EBI registered portfolio managers, that you can invest in with a single click.

Well Diversified: Diversify your holdings in a single click, without going into deep research
Expertly Managed: Built by investment experts based on extensive research & financial analysis
Auto-Rebalancing: Active rebalancing to ensure alignment with goals & benchmarks

Invest Equity Ninja

Why Choose Equity Ninja?

Rock-Solid Research Team: - Our team of research ninjas, dives deep to create portfolios of handpicked stocks with serious growth potential
Tailored Themes, Just for You: - Bullish about the Indian consumption story? Check. Or looking to discover untapped value stocks? You got it
Made for your Interests and Goals: - Whether it’s trading or playing the long game, we've got your back
HNo Balancing Act Required: - We're on top of market trends so you don't have to be. Equity Ninja regularly rebalances portfolios to flex with the market

Invest Elite Wealth

A wealth of products to grow your Wealth

Unleash the Full Potential of Your Investment Portfolio with JM Financial Services Limited

Launched in 1973, the JM Financial Services Limited Group is one of India’s prominent financial services providers. At JM Financial Services Limited, we offer a wide spectrum of investment products designed for a diverse clientele, ranging from businesses and corporations to financial institutions, high net-worth individuals, and retail investors.

We provide exceptional service in all areas of financial management – be it Investment Banking, Wealth Management, Asset and Estate Management or Portfolio Management. We also offer integrated market solutions curated to your preferences along with an array of Alternate Asset Management, Financing and Lending and Distressed Asset Management solutions.

Invest Private Wealth

JM Financial Services Limited is a four-decade old institution servicing clients across the financial services spectrum; with a proven track record and capabilities to serve clients. Through the Private Wealth arm, we extend advisory services to Ultra High Net-worth Individuals ($5mn and above), Corporates and Trusts ($15mn plus treasuries) who require high level of personal attention and execution expertise in managing their wealth.

We offer an extensive bouquet of unique products to clients adopting a holistic “One–firm approach” through the group companies of JM Financial Services Limited that address their Investment Banking and Investment Advisory needs. We are one of the few financial services firms which provide complete family office services to our clients Our focus is always to deliver the right solution to the right client. Through our offerings on one hand we delve into the Personal Wealth as well as the Business Expectations of our clients. With a presence in 7 major cities in India i.e. Mumbai, Delhi, Bangalore, Ahmedabad, Pune, Kolkata & Hyderabad, we are well poised to cater to the growing Wealth Management needs of clients.Our wide range of product offerings and robust operational support, provides an ideal platform for these entrepreneurs to help grow and nurture their business.